Mobile Money Operations: Policies for Managing Cash and Digital Currency Inventories in the Developing World

References

• Acimovic J, Parker C, Drake D, Balasubramanian K (2022) Show or tell? Improving inventory support for agent-based businesses at the base of the pyramid. Manufacturing Service Oper. Management 24(1):664–681.Link, Google Scholar
• Adelman D, Nemhauser G (1999) Price-directed control of remnant inventory systems. Oper. Res. 47(6):889–898.Link, Google Scholar
• Aker JC, Boumnijel R, Mcclelland A, Tierney N (2016) Payment mechanisms and antipoverty programs: Evidence from a mobile money cash transfer experiment in Niger. Econom. Development Cultural Change 65(1):1–37.Google Scholar
• Andersson-Manjang S, Naghavi N (2021) State of the industry report on mobile money 2021. Working paper, GSMA Mobile Money Programme, London.Google Scholar
• Aron J (2018) Mobile money and the economy: A review of the evidence. World Bank Res. Observer 33(2):135–188.Crossref, Google Scholar
• Balasubramanian K, Drake D, Urrea G (2022) The impact of poverty on base of the pyramid operations: Evidence from mobile money in Africa. J. Oper. Management. https://onlinelibrary.wiley.com/doi/epdf/10.1002/joom.1227.Google Scholar
• Chen X, Simchi-Levi D (2009) A new approach for the stochastic cash balance problem with fixed costs. Probab. Engrg. Inform. Sci. 23(4):545–562.Crossref, Google Scholar
• Demirguc-Kunt A, Klapper L, Singer D, Ansar S (2018) The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution (World Bank, Washington, DC).Crossref, Google Scholar
• Dong Y, Chung M, Zhou C, Venkataraman S (2019) Banking on “mobile money”: The implications of mobile money services on the value chain. Manufacturing Service Oper. Management 21(2):290–307.Link, Google Scholar
• Fleischmann M, Bloemhof-Ruwaard J, Dekker R, van der Laan E, van Nunen J, Van Wassenhove L (1997) Quantitative models for reverse logistics: A review. Eur. J. Oper. Res. 103(1):1–17.Crossref, Google Scholar
• Girgis N (1968) Optimal cash balance levels. Management Sci. 15(3):130–140.Link, Google Scholar
• Helms B (2006) Access for All: Building Inclusive Financial Systems (World Bank Publications, Washington, DC).Google Scholar
• Hyndman R, Athanasopoulos G, Bergmeir C, Caceres G, Chhay K, O’Hara-Wild M, Petropoulos F, Razbash S, Wang E, Yasmeen F (2021) forecast: Forecasting functions for time series and linear models. Accessed, https://pkg.robjhyndman.com/forecast/.Google Scholar
• Jack W, Suri T (2014) Risk sharing and transaction costs: Evidence from Kenya’s mobile money revolution. Amer. Econom. Rev. 104(1):183–223.Crossref, Google Scholar
• Jack W, Ray A, Suri T (2013) Transaction networks: Evidence from mobile money in Kenya. Amer. Econom. Rev. 103(3):356–361.Crossref, Google Scholar
• Mas I (2010) Savings for the poor. World Econom. 11(4):1–12.Google Scholar
• Mbiti I, Weil D (2013) The home economics of e-money: Velocity, cash management, and discount rates of M-Pesa users. Amer. Econom. Rev. 103(3):369–374.Google Scholar
• Mbiti I, Weil D (2015) Mobile banking: The impact of M-Pesa in Kenya. African Successes, volume III: Modernization and Development (University of Chicago Press, Chicago), 247–293.Google Scholar
• Mirzoyants A (2013) Mobile Money in Tanzania: Use, Barriers and Opportunities (Intermedia Financial Inclusion Tracker Surveys Project, Washington, DC).Google Scholar
• Morawczynski O, Pickens M (2009) Poor People Using Mobile Financial Services: Observations on Customer Usage and Impact from M-PESA. No. 9492 (The World Bank Group, Washington, DC).Google Scholar
• Neave E (1970) The stochastic cash balance problem with fixed costs for increases and decreases. Management Sci. 16(7):472–490.Link, Google Scholar
• Suri T, Jack W (2016) The long-run poverty and gender impacts of mobile money. Science 354(6317):1288–1292.Crossref, Google Scholar
• USAID (2012) 10 Ways to accelerate mobile money: USAID-Citi Mobile Money Accelerator Alliance. Technical report.Google Scholar
• World Bank (2017) Liquidity management for mobile money providers: Insights from global experiments. Technical report.Google Scholar