The authors express their sincere appreciation to the department editor, Hemant Bhargava, the associate editor, and three anonymous reviewers. Their invaluable feedback has significantly enhanced the quality of the work. For helpful comments, the authors are grateful to the seminar attendees at University of California, Davis, the University of Georgia, and Southern Methodist University, as well as anonymous reviewers and participants at the Conference on Information Systems and Technology 2020. All authors contributed equally to this work.