The Role of Monitoring Effect in Risk Classification: Evidence from Telematics Adoption

The authors thank the department editor, associate editor, and three reviewers for their valuable comments and suggestions. The authors also appreciate the insightful feedback received from participants at the Workshop on Information Systems Economics 2020, the Symposium on Statistical Challenges in Electronic Commerce Research 2022, and seminars at Michigan State University, George Mason University, Lehigh University, Baruch College, Harvard University and Boston University.