Gender Gap in Debt Renegotiation

Paulo Manoel
Corresponding Author
Paulo Manoel
[email protected]
https://orcid.org/0000-0002-8111-2834
Gatton College of Business and Economics, University of Kentucky, Lexington, Kentucky 40506
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,
Vinicius Brunassi Silva
Vinicius Brunassi Silva
[email protected]
São Paulo School of Economics, Fundação Getulio Vargas, São Paulo 01313-020, Brazil
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Corresponding Author

Paulo Manoel

[email protected]

https://orcid.org/0000-0002-8111-2834

Gatton College of Business and Economics, University of Kentucky, Lexington, Kentucky 40506

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,

Vinicius Brunassi Silva

Vinicius Brunassi Silva

[email protected]

São Paulo School of Economics, Fundação Getulio Vargas, São Paulo 01313-020, Brazil

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Published Online:18 Feb 2026https://doi.org/10.1287/mnsc.2024.05802

Supplemental Material

mnsc.2024.05802.sm1.pdf

The replication files for this article are available HERE.

cover image Management Science

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Received:April 22, 2024
Accepted:July 22, 2025
Published Online:February 18, 2026

Copyright © 2026, INFORMS

Cite as

Paulo Manoel, Vinicius Brunassi Silva (2026) Gender Gap in Debt Renegotiation. Management Science 0(0).

https://doi.org/10.1287/mnsc.2024.05802

Keywords

Acknowledgments

The authors thank Nádia Videira, Tian Qiu, and Oh Kyuyoung for excellent research assistance; Silvio Lemos for helping us to understand the Brazilian bankruptcy system; and Igor Cunha, Leonce Bargeron, David Sovich, Kristine Hankins, Jacopo Ponticelli, and participants of the University of Kentucky seminar and of the 2023 Midwestern Finance Association Conference for invaluable suggestions.