Game Over? Assessing the Impact of Gamification Discontinuation on Mobile Banking Behaviors

Blanchard discloses that they invested $5,000 in Flourish FI’s seed round in 2020. According to their institution’s Financial Conflicts of Interest Policy, this investment does not qualify as a “significant financial interest” as it is both below $10,000 and it represents (much) less than 5% ownership in the company. Palazzolo certifies that they have no affiliations or involvement with any organization or entity with a financial or non-financial interest in the subject matter or materials discussed in this manuscript. Both authors confirm that there is no funding to report for this research. The data provided by Flourish FI was provided under a mutual NDA. While the NDA allowed Flourish FI to review the results and rectify inaccuracies, it cannot prevent the authors from publishing results that would conflict with their interests. It could, however, choose to de-identify Flourish. Both authors contributed equally to this research. The authors gratefully acknowledge the help of Flourish FI for providing us access to the data.